When your home has been damaged, call your insurance company first.
Protect yourself from Assignment of Benefits (AOB) Fraud.
Consider this situation…You return home one day to find your laundry room filled with water. Your washer hose has sprung a leak and water is everywhere. Desperate to remove the water and stop further damage, you grab your phone, run a search, and call the first water remediation company on the list. The repair company arrives with the promise to take care of everything at no cost to you. Furthermore, they explain you don’t even have to get involved with filing or handling the insurance claim. But first, you must sign an AOB agreement so they can be paid for their work.